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I Personal Loans

Haven’t you heard? Loans are available online now. Short and long term, unsecured loans are right at your fingertips, so you don’t have to let direct lenders tell you what to pay now. We give you the power to choose the loan that you accept, which means that you get the perfect financial tool that suits you. You’ll get the loan that makes the most sense for your schedule and income.

Our customers have spoken, and we’ve listened. We know that you want low interest rates, simple applications that you can fill out in minutes, and long term installment loans that are flexible and don’t have a credit check that will stand in your way. Our website doesn’t care about your credit score. Whether you’ve got good credit, bad credit, or no credit doesn’t matter to us. Don’t waste your time wrestling with bank loans. Only direct lenders can decide on interest rates. Let us help you get your perfect loan after you review all of your options. The only loan that you have to accept is the one that you can afford.

We know that our clients are in desperate need of financial aid. If you’re in an emergency and you’ve chosen us to help you, rest assured that we’re here to make sure that you get what you need. You’ll never be abandoned in a crisis. It doesn’t matter what your credit score is. We don’t believe that should dictate whether you get the help that you need. Bad credit will never cause us to turn you away.

Apply today to get your cash now. As soon as the next business day, you’ll get the money that you need. We have a simple application that will get you what you need in just a few minutes, and a direct lender will be in touch to review the terms and interest rates of your perfect loan.


Our Focus

I Personal Loans will get you the best loan for your needs.

Low Interest Rates

Even if you’ve got bad credit or no credit at all, you’re still able to look over your personal interest rates with no risk before accepting your loan so you can be sure that it’s affordable for you.

Installment Loans

Whatever loan you’re looking for, we’re dedicated to finding you the one that you can afford. Make sure that you’re aware of your budget so you can know how much you’re willing to pay on your perfect loan.

Loans for People

There’s no pressure for you to take on a loan that isn’t affordable for you. Among other things, you’ll be able to review your loan length, interest rates, terms, and monthly payments.

Review Your Options

The perfect loan will suit your monthly budget, so we give you the ability to review a loan that you’re able to afford. After completing our quick application, a direct lender will be there to help.


Funded Clients

Our customers love us because we work with their situation instead of turning them away for it.
Jamie Donnelly – Fresno, CA

“1 Personal Loans made everything so easy. My answer came almost immediately, and my payments are affordable. Everyone should work with I Personal Loans.”

Zoe Mason – Dallas, TX

“I was worried about applying for my loan with my credit. I knew that no banks would ever approve me, so I thought that I wouldn’t get approval anywhere. I Personal Loans didn’t care about my credit though, and they were able to help me get what I needed.”

Liz Kelly – Albany, NY

“I don’t know what I would have done without I Personal Loans. I was in a crisis and needed money as soon as possible, and they helped me find it. If I ever need a loan again, I know where to look.”

Jane Davis – Boston, MA

“It was nice to find a place where I got a response so quickly. It was super easy to work with I Personal Loans. AMAZING!”


Loans Funded


Happy Clients


Rave Reviews

3.4 Million+

Dollars Loaned


Loan types

We offer multiple loan types so we can help everyone find the perfect loan to suit their needs!
Short Term Loans


3 – 6 Months

Payday Loans

Cash Advances

Installment Loans

Low Interest Rates
Instant Online Approval Decisions

Quick Funding

Installment Loans


6 months – 1 Year

Installment Loans

Long Term Loans

Cash Advances

Low Interest Rates

Instant Online Approval Decisions

Quick Funding

Long Term Loans


1 – 3 Years

Annual Loans

Long Term Loans

Installment Payments

Low Interest Rates

Instant Online Approval Decisions

Quick Funding



We build lasting relationships with our customers because we care.

Carrie was working as a freelance writer, and she didn’t have a regular income. She was living paycheck to paycheck, but those paychecks came sporadically. When her car’s transmission went out and she was in between jobs, she needed money to get it up and running again, but her monthly budget was already tight. She was able to review her options and find a loan that fit into her budget and was affordable for her so she could be mobile again.


Carrie Hilmar

Monterey, CA


Why choose us?

We listen to your needs and work with you to satisfy them.

Personal Growth

With our help, you can accept a loan that may raise your credit score to leave you in a better financial situation than you were before.

Fast Funding

With our approval decisions made instantly online, you’ll have access to your money as soon as the next business day..

Stress Free Experience

Our team works with your situation to get you what you need, so you don’t have to worry about not meeting requirements.

Review Your Options

Check out all of your options. It’ll help you find the most affordable loan that’s just right for you.

Easy Application

You can apply in just moments. We like to make loans simple, so you’ll be on your way in no time at all!

Trusted Company

We listen to our clients and find out what they need so we can meet those needs and help them get their perfect loan.

Get funded instantly!


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Direct lenders who care about you

We work with direct lenders only for guaranteed loans, no matter what.
24/7 Support

We’re here to support you 24/7, so give us a call. We’ll be there to help you find no fee loans and low interest rates.

No Credit Checks

Credit checks aren’t going to stand in the way of us finding you what you need. Our clients are more than just numbers and scores to us.

No Income Verification

We can find you unemployment loans that don’t require income verification or checks. You’re guaranteed to find a loan that works for you.

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